I have been compiling information about our upcoming FET with donated embies. The donor couple wants us to use their clinic and I am fine with that. What I am not fine with is some of the requirements they have and the costs associated. Their FET cost is $3450 but they require a $1500 administrative fee when using donated embryos. While I am fine with paying for any extra work required due to using donated embryos I think that $1500 is a but steep. Many clinics have no such fee. I am not even sure what it is for. There is very little extra paperwork required and no extra testing so it seems unnecessary to me. The other thing is the psych evaluation. They want one on us which is fine but they only allow it done in house and it is $400. Since they want to make sure we are not some crazy psycho and capable of caring for a child as well as emotionally okay with an open donation I am fine with this. But they are trying to decide if the donor couple needs one as well. They did one less than 2 years ago for the first set they donated. If they have to do it again I am thinking that we will be required to pay that as well. So all of this will increase the cost to almost $5000 and that does not include meds. Insurance pays most of that so it should be around $300 which is not bad at all. And then there is the travel and any testing that insurance does not cover. So we are thinking about $6000.
While going through some of my previously compiled EDA info for someone else I found an email from a clinic in CA. They have available embryos and their fee is $4500 which includes legal fees, FET and meds. I would still have to travel but it would still save us around $1000. So now I am conflicted. Our current situation fell in our lap. Seriously, it did! How do I look a gift horse in the mouth, ya know? But a thousand dollars is still a thousand dollars. So I am making a pros and cons for each.
Donor couple's clinic:
*embryos already available and waiting for us
*about a 10% higher success rate than other clinic
*open donation which means child(ren) can meet siblings
*this situation was handed to us, like God handed it to us
*at least $1000 more
*may require 2 visits which means more travel costs
*they work quite a bit with out of state and only require one visit
*anonymous which is what we have already done
*10% lower success rate
*up to 6 month wait
*only anonymous available (either way is really fine with us)
While no one can make this decision for us but I am curious to know how much the financial aspect of it all plays a part in your decision making. Either way we go God will have to provide the money for us and $1000 in the grand scheme of things really is not that much. But if the cost keeps going up with the first clinic we may have no choice but to back out.
So do you make your decision based solely on financial reasons? Or do success rates mean more? Or is it all about which place "feels" right? Share with me your wisdom!!!